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What type of Mortgages are available?

What type of Mortgages are available?

We can secure whatever type of mortgage meets your needs – and cater for both non- residents and residents alike.  Lenders offer fixed, variable and, in some cases, mixed rates. However, as Fluent Finance Abroad have been in the Spanish mortgage business for over 15 years, and our reputation within the Spanish lenders is second to none, we have been able to secure preferential and exclusive mortgage rates for our clients.

The FFA exclusive mortgages are not available if you go directly to the bank yourself, or go through another intermediary.  The banks offer us these exclusive rates due the quality and volume of mortgage business we generate for them.   As everyone’s requirements are different, and as interest rates change and vary over time and from lender to lender, you do need to talk with our Mortgage Consultants.  They will provide you with the very best mortgage deal for your circumstances based on the current market conditions.

With the Euribor rate being in negative figures it’s easy to see why Spanish mortgages are a very attractive proposition.  And with interest rates looking at remaining low for the foreseeable future, low-cost variable rate mortgages are proving popular.  However, we can also offer fixed rate mortgages which offer more security against interest rate rises, with very tempting rates and payment terms.

We can offer these exclusive terms as we’re able to negotiate directly with a range of banks to offer our clients tailor-made rates and terms, specifically to match each and every requirement.  And we think we’re pretty much unbeatable in what we can achieve for our clients!

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    "DATA PROTECTION: In compliance with GDPR (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016 and LO 3/2018 of December 5 on the Protection of Personal Data and Guarantee of Digital Rights, We inform you that the data provided by you will be processed by FLUENT FINANCE ABROAD SL with CIF B93504918 and address at AVENIDA MARQUÉS DEL DUERO Nº 76, PUERTA 3C, SAN PEDRO ALCANTARA, 29670 (MALAGA) in order to attend to your information request. The legal basis for the processing of your data is the consent given for the sending of information. The data provided will be kept as long as the contractual relationship is maintained or during the years necessary to comply with legal obligations. The data will not be transferred to third parties except in cases where there is a legal obligation. You can exercise your rights of access, rectification, limitation of treatment, portability, opposition to the treatment and deletion of your data by writing to the postal address mentioned above or electronic info@fluentfinanceabroad.com, attaching a copy of the DNI in both cases, as well as the right to file a claim with the Control Authority (aepd.es).

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      "DATA PROTECTION: In compliance with GDPR (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016 and LO 3/2018 of December 5 on the Protection of Personal Data and Guarantee of Digital Rights, We inform you that the data provided by you will be processed by FLUENT FINANCE ABROAD SL with CIF B93504918 and address at AVENIDA MARQUÉS DEL DUERO Nº 76, PUERTA 3C, SAN PEDRO ALCANTARA, 29670 (MALAGA) in order to attend to your information request. The legal basis for the processing of your data is the consent given for the sending of information. The data provided will be kept as long as the contractual relationship is maintained or during the years necessary to comply with legal obligations. The data will not be transferred to third parties except in cases where there is a legal obligation. You can exercise your rights of access, rectification, limitation of treatment, portability, opposition to the treatment and deletion of your data by writing to the postal address mentioned above or electronic info@fluentfinanceabroad.com, attaching a copy of the DNI in both cases, as well as the right to file a claim with the Control Authority (aepd.es).